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Income Documentation

Mortgage programs for borrowers with non-traditional income documentation including self-employed, business owners, and those with alternative income sources.

Asset Depletion Programs

Asset Depletion Programs

Use your liquid assets to qualify for a mortgage. Perfect for retirees, business owners, and those with significant assets but limited traditional income.

Min Credit: 680Min Down: 20%
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Bank Statement Loans

Bank Statement Loans

Qualify for a mortgage using your bank statements instead of tax returns. Ideal for self-employed borrowers who want a simplified way to show income.

Min Credit: 660Min Down: 10%
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Stated Income Mortgages

Stated Income Mortgages

Qualify for a mortgage based on your stated income with asset verification. Perfect for borrowers with complex income structures or those who want to use their actual income rather than tax returns.

Min Credit: 720Min Down: 25%
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Need Help with Income Documentation?

Our featured lenders specialize in income documentation programs and can help you determine which option is best for your specific situation.