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Credit Challenges

Mortgage programs for borrowers with credit challenges including low credit scores, recent bankruptcies, foreclosures, or limited credit history.

Low Credit Score Mortgages

Low Credit Score Mortgages

Get approved for a mortgage even with a credit score below 680. Specialized programs for borrowers with credit challenges who are ready for homeownership.

Min Credit: 580Min Down: 20%
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No Credit History Loans

No Credit History Loans

Get approved for a mortgage even without a traditional credit history. Specialized programs for borrowers who are new to credit or have limited credit history.

Min Credit: N/AMin Down: 25%
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Recent Bankruptcy Loans

Recent Bankruptcy Loans

Get approved for a mortgage even with a recent bankruptcy. Specialized programs for borrowers who have discharged bankruptcy and are ready to rebuild their credit and homeownership.

Min Credit: 650Min Down: 25%
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Recent Foreclosure Loans

Recent Foreclosure Loans

Get approved for a mortgage even with a recent foreclosure. Specialized programs for borrowers who have experienced foreclosure and are ready to rebuild their homeownership.

Min Credit: 660Min Down: 25%
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Need Help with Credit Challenges?

Our featured lenders specialize in credit challenges programs and can help you determine which option is best for your specific situation.